Irfan Hassan Dar & Co. (Pvt) Ltd.
Reliable, Efficient & Experienced
Insurance Surveyor.
Insurance surveyors are qualified, accredited, and licensed professionals responsible for inspecting, investigating, and assessing insurance claims strictly in accordance with insurance principles as well as policy terms & conditions. They evaluate, quantify, and document losses to determine their total financial impact and operate strictly within the protocols of the insurance framework. Furthermore, they provide factual reports to insurers using standardized procedures to expedite claim settlements.
Insurance surveyor's role is to acts as a neutral intermediary between the insured and the insurer. Their primary objective is to ensure a fair, unbiased, and transparent evaluation of the loss and damage in strict accordance with the terms and conditions of the insurance policy.
Insurance surveyor's functions are extensive and diverse; they conduct thorough on-site inspection, investigations, systematically record every detail of the incident and the loss & damage supported with repair estimates & invoices for assessment of loss along with mandatory claim documentation, as well as capture photographs and video footage to serve as visual evidence of the entire loss. Identify & establish the cause of the loss, strictly examine compliance of policy protocols to verify claim's legitimacy, and perform detailed risk audits & evaluations to analyze both insurance coverage and the insurer's liability.Clearly report all facts to insurers to process & expedite insurance settlement.
This is just a general outline about insurance surveyor’s role & functions. The surveying process is highly sensitive, every step demands specific procedural protocols depending entirely on the nature and extent of the damage, and the specific class of the insurance business.
The Practice Handles All Types Of
‘Fire & Property Damage’ Claims.
Fire & Property Damage Insurance Claim Surveys:
We understand the sensitivity of every fire and property damage insurance claim survey. Fire and property damage insurance claims come in various shapes, forms and magnitudes, involving loss/damage to variety of fixed and current assets to varying degrees.
A fire and property damage insurance claim survey is an official field inspection & investigation conducted by an independent surveyor to systematically record and document the entire loss & damage supported by interviews, statements, photographic & video evidences. On-site inspection quantifies every detail of physical loss & damage accompanied with corresponding valuation comprising of estimates & invoices to determine accurate amount of loss/damage along with mandatory documentation.
Identify & establish cause of a loss, examines compliance of insurance policy protocols in accordance with policy terms, conditions, warranties, it is also complemented by detailed risk audits & evaluations in order to frame accurate insurance coverage analysis which enables correct professional judgements.
These factual observations, assessments and analysis, supported by mandatory claim documentation, are compiled into sophisticated survey reports which form the basis for processing fire and/or property damage insurance claims.
This outline offers a general overview of fire & property damage insurance claim surveys. This specialized service involves strict procedural protocols in accordance with policy terms depending on the nature & extent of the loss.
Mr. Irfan Hassan Dar has successfully executed numerous fire and property damage insurance claim surveys for top insurance companies operating in Pakistan and Saudi Arabia.
Mr. Irfan Hassan Dar.
Authorized Surveying Officer (ASO).
Irfan Hassan Dar & Company (Pvt) Limited.
The Practice Handles All Types of Cargo Damage Claim Survey:
Cargo Damage Insurance Claim Survey:
A cargo damage insurance claim survey is an official field inspection conducted by a licensed insurance surveyor to investigate goods damaged during air, sea, rail, or road transit.
This comprehensive on-site inspection records and documents every detail of cargo damage, utilizing photographic and video evidence to ensure maximum transparency. During this process, the surveyor quantifies the loss and damage as well as assess exact amount of financial loss based on standard cargo insurance documentation.
Furthermore, the investigation establishes the cause of the loss, identifies potential liabilities, and strictly examines compliance with the terms, conditions, and principles of insurance to frame precise insurance coverage analysis.
Finally, all observations and findings with the assessment, are compiled into a standard survey report, submitted to the insurers accompanied by all necessary & standard cargo claim documentation. These factual reports serve as the basis for processing and settling cargo damage insurance claims across marine, aviation, and land transport sectors.
This is just an outline for a general overview, cargo surveying is sensitive and specialized service that demands strict adherence to procedural protocols dictated by 'Insurance Policy' as well as ‘Principles of Insurance’.
We have conducted insurance claim surveys for all leading insurance companies in Pakistan.
EFU General Ins. Ltd. Adamjee Ins. Co. IGI General Ins. Co. Reliance Ins. Co.
Askari Ins. Co. Al-Falah Ins. Co. Century Ins. Co. PICIC Ins. Co. UBL Insurers etc.
We Also Supervise Loading & Unloading Of Cargoes.
In this specialized service we inspect, measure and monitor cargo during loading and/or unloading (discharge) process to ensure it is in proper condition and quantity. Our cargo survey services include 'bulk cargoes' as well as 'sensitive containerized cargoes'.
